A Preapproval Process to Maximize Your Time
Make the most of the time and effort you spend showing and selling homes. A PriorityBuyer®1 preapproval from Wells Fargo Home Mortgage confirms you’re working with credit-checked, ready-to-buy customers whose purchase price range has been confirmed in writing.
But no matter where your buyers happen to be in the process, Wells Fargo provides letters for qualified buyers to confirm readiness.
A Lender with Multiple Options for Today’s Markets
We share your dedication to helping buyers reach their homeownership goals. That’s why we provide a broad range of financing options, including:
Want to learn more? Talk to one of our home mortgage consultants about ways Wells Fargo can help meet a variety of agent and buyer needs.
Your Single Source® connection to multiple financing options
Another advantage of working with Wells Fargo: We’ll save you — and your buyers — time. Each of our home mortgage consultants is part of an integrated team of lending professionals with specialized experience, so one “go-to” person provides your buyers with access to loan products and services. It’s a full-service, single-source relationship that frees you up to run your business.
A PriorityBuyer® preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
Talk to your Wells Fargo home mortgage consultant about ways to take advantage of tools and local opportunities to help you serve your buyers and build your business.
Other opportunities include:
With our exclusive Online Application Status tool, buyers can find out exactly what’s happening with their loan applications.
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Our Commitment to Real Estate Agents
Wells Fargo Home Mortgage remains the #1 retail mortgage lender, providing funding for one of every three homes financed in the United States. We’re also the #1: renovation home loan administrator originator, lender to buyers of newly constructed homes, and lender of FHA/VA and Jumbo loans. Simply put, more buyers choose to finance their homes with us than with any other mortgage lender.
At present, Wells Fargo Home Mortgage has a local presence in more than 9,000 mortgage stores and bank branches, plus the capabilities to serve the home financing needs of customers in all 50 states. More than 1,900 home mortgage consultants serve customers in more than 50 languages.
Our home mortgage consultants are committed to providing you and your clients with the information, resources, and exceptional service you need. Count on a business relationship with Wells Fargo to provide:
- A demonstrated dedication to the purchase market
- Established relationships with buyers and sellers
- Stellar customer experiences for your buyers
Our Commitment to Buyers
We want buyers to be successful homeowners who can enjoy their homes for years to come. To promote sustainable homeownership, we continually improve our educational resources for prospective buyers. These include:
- Information on the process and responsibility of purchasing and owning a home, including maintenance and repair
- Resources for achieving homeownership that fit buyers’ unique financial situations
- Commitment to our status as a leading home loan originator to minority customers, low- to moderate-income customers, and customers in low- to moderate-income neighborhoods
Commitment to Fair and Responsible Lending Practices
Our dedication to sustainable homeownership goes hand-in-hand with our commitment to fair and responsible lending practices. As part of these practices, we:
- Strictly prohibit discrimination based on race, age, or other demographic factors
- Strictly prohibit abusive, misleading, or fraudulent lending practices
- Focus on excellent customer service
- Use strong training practices
We deepen our commitment to fair and responsible lending practices with a conservative, customer-focused approach to lending that helps buyers make informed borrowing choices. We want buyers to understand the terms of their loans, including rates, pricing, payment schedules and terms, and other features unique to their situations. We want them to understand the terminology and language associated with their loans, and to know what to expect after a loan closes.
As a real estate professional, you want what’s best for your buyers. So do we — another reason to team with Wells Fargo.