
Mortgage refinancing can change your loan
to meet your needs
Your needs can change — so can your mortgage loan. Our simplified online application makes refinancing your home loan easy to get started.
If you’re ready to apply online, let’s go
Apply Now
Call
1-866-448-0571
or find a mortgage consultant in your area
Refinance Calculator
Consider your home refinance goals

What's your reason to refinance?
Maybe you want to lower your monthly payment, change the term of your loan, get a lower interest rate, or tap into the equity in your home for other expenses.

Different loan options meet different needs
Interest rates can change. So can your cash flow – or your home’s value. Your situation may help you decide between home equity financing or a mortgage refinance.
Home Mortgage FAQs
If I have a Wells Fargo mortgage and want to refinance, will I have to pay closing costs again?
How are interest rates determined?
What is an origination charge?
The origination charge is the amount charged for services performed on the initial loan application and loan processing. This includes all charges (other than discount points) that lenders and brokers involved in the transaction will receive for originating the loan. It includes any fees for application, processing, underwriting services, and payments from the lender for origination. Learn more about closing costs.