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Preferred Payment PlanSM Options


Allows you to schedule automatic withdrawals timed to match your paycheck cycle.


  • Simplifies budgeting by paying your mortgage automatically
  • Conveniently enables you to split payments among four different accounts
  • Can conveniently pay off principal faster
  • May reduce the total interest paid over the life of your mortgage loan, typically by thousands of dollars

How it works

Match your mortgage payment withdrawal with these available payday cycles

  • Monthly
  • Twice a month (1/2 total payment)
  • Every two weeks (1/2 total payment)
  • Weekly (1/4 total payment)

Payments made weekly, every two weeks and twice a month are treated as partial payments and may not be applied to your mortgage until full payment is received. A partial payment is anything less than the amount due on your billing statement.

However, if you schedule withdrawals weekly or every two weeks we will reduce your principal loan balance an additional two to four times per year by applying your partial payment. Twice a month withdrawals do not create additional partial payments that can be applied to reducing your principal loan balance.

What you need to enroll

Any checking or savings account  

Enrollment options

Woman with laptop holding phone

Convenient online payment features

We have options through Wells Fargo Online® to make paying your mortgage easier.

Learn more