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Preferred Payment PlanSM Options

New Online Payment Features

We've added new options to Wells Fargo Online to make paying your mortgage easier than ever.

Learn more

Description

Allows you to schedule free, automatic withdrawals timed to match your paycheck cycle.

Benefits

  • Simplifies budgeting by paying your mortgage automatically
  • Conveniently enables you to split payments among four different accounts
  • Can conveniently pay off principal faster
  • May reduce the total interest paid over the life of your mortgage loan, typically by thousands of dollars

How it works

Match your mortgage payment withdrawal with these available payday cycles

  • Monthly
  • Twice a month (1/2 total payment)
  • Every two weeks (1/2 total payment)
  • Weekly (1/4 total payment)

Choosing weekly or every two weeks will help you pay off your mortgage faster, because withdrawals in addition to the amount needed to cover your monthly mortgage payments will naturally occur 2 – 5 times per year. The additional withdrawn funds will be automatically applied to your principal balance.

Note: Partial payment will not be applied to your mortgage until full payment is received. Partial payment is any amount less than the current monthly payment listed on your billing statement. 

Cost

Free

What you need to sign up

Any checking or savings account  

Enrollment Options

  • Online: Sign on now or see how it works.
  • By phone: Read and agree to the Terms and Conditions; obtain an Authorization Code from the Terms page; keep the code handy and call us at 1-866-386-8519.
  • By fax: Download and complete the enrollment form (PDF)*; fax it to 1-866-278-1179.