Catching up on payments you missed

If you fell behind on payments due to a temporary hardship, but are now in a better position financially, talk to us about a repayment plan. It may give you a manageable way to catch up.

How a repayment plan could help

  • Missed payments are divided into manageable amounts and spread out over time.
  • By catching up as soon as possible, you keep a temporary problem from having longer-term effects.
  • It may be less damaging to your credit score than a foreclosure sale.

Important considerations

During the repayment period, your payments may be much higher than your regular payment amount. We’ll need to make sure your income can support those payments before starting your plan.
Phone icon.Contact a Home Preservation Specialist at 1-800-678-7986
Start the process by filling out an online request:
Already working with us on a loan modification?

Wells Fargo Bank, N.A. is required by the Fair Debt Collection Practices Act to inform you that if your loan is currently delinquent or in default, as your loan servicer, we will be attempting to collect a debt and any information obtained will be used for that purpose. However if you have received a discharge, and the loan was not reaffirmed in the bankruptcy case, we will only exercise our right as against the property and are not attempting any act to collect the discharge debt from you personally.
Equal Housing Lender