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Don’t wait. A conversation with your Wells Fargo home preservation specialist - your dedicated point of contact throughout the process - will help you understand if you qualify for one of these approaches.
|
Forbearance
|
Repayment |
Loan modification |
Short sale |
Deed in lieu |
|
|---|---|---|---|---|---|
| Allows you to keep your home |
Yes
|
Yes
|
Yes
|
||
| Helps you leave your home without foreclosure |
Yes
|
Yes
|
|||
| Changes your loan terms
|
Yes
|
||||
| Provides assistance for temporary hardships
|
Yes
|
Yes
|
|||
| May provide cash moving incentive |
Yes
|
Yes
|
Traditional sale: Depending on the current value of your property, you may be able to sell your home to pay off your mortgage and retain any equity.
Tip
Are you still current on your mortgage payments? Consider refinancing your mortgage if you want to lower your payments or switch to a fixed-rate loan.
Related information
Call 1-800-678-7986 for help with your payment issues.
