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Explore the Options

Don’t wait. A conversation with your Wells Fargo home preservation specialist - your dedicated point of contact throughout the process - will help you understand if you qualify for one of these approaches.

Forbearance

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Repayment

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Loan modification

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Short sale

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Deed in lieu

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Allows you to keep your home
Yes
Yes
Yes


Helps you leave your home without foreclosure


Yes
Yes
Changes your loan terms


Yes


Provides assistance for temporary hardships
Yes
Yes



May provide cash moving incentive


Yes
Yes
Special programs may be available through your state

Special funding was provided by the federal government to states hit hard by the economic downturn to help financially stressed homeowners. Wells Fargo works with the 19 states that participate in the Hardest Hit Funds program.

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 Tip 

Are you still current on your mortgage payments? Consider refinancing your mortgage if you want to lower your payments or switch to a fixed-rate loan.

Related information

 

Call 1-800-678-7986 for help with your payment issues.

Help for military personnel

Active-duty service members and their families facing payment challenges may qualify for special military benefits.

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Our commitment to homeownership

Learn how Wells Fargo is supporting sustainable homeownership.

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