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Pay Your Mortgage Online

Mortgage payments are now part of Transfers in Wells Fargo Online® . With more options, simpler payment set up, and quick access to scheduled payments, managing your mortgage online has never been easier.

How do I get started making payments online?Show Details

 
A
After you sign on, select the Transfers tab to get to the payment screen from anywhere in Wells Fargo Online® . Or click the Make payments link on your mortgage account activity screen.
 
B
Use the From Account menu to select the account you want to use to make your mortgage payment. Then select your mortgage in the To Account menu.

Use the Frequency menu to indicate whether you’re setting up a one-time or recurring payment.
 
C
If you want to pay your mortgage using a non-Wells Fargo account that doesn’t appear in the From Account menu, click the link to add your non-Wells Fargo account.

See how to add an account.
 
Getting started on the new Transfer Money and Make Payments screen
 
Note: When you choose weekly, every two weeks, or twice a month, partial payments will be withdrawn at the frequency you select. Partial payment will not be applied to your mortgage until full payment is received. Partial payment is any amount less than the current monthly payment listed on your billing statement.

How can I make a one-time payment on my mortgage account?Show Details

 
A
After selecting your From and To Account, you can choose a one-time or recurring payment frequency.
Select One-Time - Send Now or One-Time - Send On from the Frequency menu. If you select One-Time - Send Now, we will automatically display the Send On date. For One-Time - Send On, you can enter the date directly into the field (using mm/dd/yyyy format), or click the calendar icon to select a date. Dates that are in the past or too far in the future will not be selectable in the calendar.
 
B
Next, select one or more of the options listed next to Amount. The amounts you select will be added together and the total amount will be applied to your mortgage account. You may see different options listed based on your account, but here are the usual options for a one-time payment:
 
Selecting frequency, date, and amounts for a one-time payment
 

How do I set up recurring payments on my mortgage account?Show Details

 
After selecting your From and To Account, you can choose a one-time or recurring payment frequency. A recurring frequency lets you pay automatically on a schedule that fits your budget and pay schedule.

Here’s how to set up a recurring payment:
A
Select one of the options below from the Frequency menu, and then choose the date or dates when we should begin withdrawing funds to make your mortgage payment. You can enter the Starting date directly into the field (using mm/dd/yyyy format), or click the calendar icon to select a date. Dates that are not available for the frequency you chose will not be selectable in the calendar.

 
Here are the scheduling options you can choose:
Tip iconIf you delete a recurring payment, the entire series of payments will be deleted. You’ll need to wait until the next business day to set up a new one.
 
Note: When you choose weekly, every two weeks, or twice a month, partial payments will be withdrawn at the frequency you select. Partial payment will not be applied to your mortgage until full payment is received. Partial payment is any amount less than the current monthly payment listed on your billing statement.
B
You must pay the regular Regular Monthly Payment amount as part of your recurring payment. If you’d like add an Additional Principal Payment, select the box and enter the desired amount. We will add the amounts together and apply the total to your mortgage account.
 
Selecting frequency, date, and amounts for a recurring payment schedule
 

How can I see my scheduled payments?Show Details

 
If you have payments scheduled, they will appear in the Scheduled Transfers & Payments table on the payment screen. After a payment is sent, you can find it on the Account Activity screen for your mortgage.
A
Payments with a status of Scheduled haven’t been withdrawn yet, while those with a status of Pending are currently being processed.
 
B
Select the link in the table to go to the View Details screen for that payment.
 
The Scheduled Transfers and Payments table lists payments you’ve already set up
 
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One-Time or Recurring Payment

 
If you already have a recurring payment schedule for your mortgage, or if your current month’s payment hasn’t posted to your account, you will only be able to select a one-time payment frequency.
 
 
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Regular Monthly Payment

 
This option will show the dollar amount of your monthly payment, and will usually be selected by default.
 
 
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Additional Principal

 
If you want to pay extra to your principal balance, select this option and enter the amount you want us to apply directly to principal. You can add additional principal to your regular payment for the current month, or you can make a principal-only payment if you have already made your regular payment.
 
 
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Additional Escrow

 
If your account includes an escrow feature and you want to pay off an escrow shortage or add funds to the account, select this option and enter the amount you want us to apply directly to escrow. You can add the escrow payment to your regular payment for the current month, or you can make an escrow-only payment if you have already made your regular payment.
 
 
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Fees

 
Any fees — such as late fees or insufficient funds fees — that have been charged to your mortgage account will be listed with the dollar amounts, and you can select any that you want to include in your payment. You can add the fee payment to your regular payment for the current month, or you can make a fee-only payment if you have already made your current month’s payment. You must pay the total fee amount — partial payment of fees is not an option at this time.
 
 
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Weekly

 
If you choose a weekly frequency, we’ll withdraw funds every seven days on the same day of the week as the starting date you select. Each transfer will be one fourth of your payment amount.

This option will help you pay off your mortgage faster, because withdrawals in addition to the amount needed to cover your monthly mortgage payments will naturally occur twice a year. The additional withdrawn funds will be automatically applied to your principal balance.
 
 
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Every Two Weeks

 
If you choose a frequency of every two weeks, we’ll withdraw funds every fourteen days on the same day of the week as the starting date you select. Each transfer will be half of your payment amount.

This option will help you pay off your mortgage faster, because withdrawals in addition to the amount needed to cover your monthly mortgage payments will naturally occur twice a year. The additional withdrawn funds will be automatically applied to your principal balance.
 
 
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Twice a Month

 
If you choose a frequency of twice a month, we’ll withdraw funds on the same calendar dates each month as the two starting dates you select. Each transfer will be one half of your payment amount.
 
 
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Monthly

 
If you choose a monthly frequency, we’ll withdraw funds each month on the date corresponding to the starting date you select.
 
 
 
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