Insurance can offer financial protection against fires, theft, floods, and more. That’s why your mortgage requires you to have adequate coverage for the life of your loan.
Learn more about different types of insurance.
Homeowners insurance

Helps you rebuild after damage caused by fires and other common disasters.
Flood insurance

Protects you from loss caused by damage related to heavy rain, coastal storms, melting snow, and more.
Mortgage insurance (MIP or PMI)

Lets you get a mortgage with a smaller down payment but adds a premium to your monthly payment.
Lender-placed insurance

Purchased for you if you don’t get insurance you’re required to have or your policy lapses.