Home Equity Statement: Balance Summary | Wells Fargo

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The Balance Summary shows the balances outstanding on your account that are not provided in the Payment summary. This includes outstanding principal balances, finance charges, and any other charges that remain on your account. This section will also reflect balances on individual segments, if applicable.


The Year-to-date summary reflects payments received in the current calendar year. It will depict the amount received as well as a breakdown of the amounts applied to principal, finance charges, insurance and/or taxes, and other fees.

Principal balance

The current balance due on a debt, exclusive of accrued interest and fees.

Segment

A segment represents a portion of the balance of your account either in a fixed or variable rate pricing. Also referred to as: FRA (fixed-rate advance), FRO (fixed-rate option), RLO (rate lock option), or variable/promo.