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Enhanced Access® Credit Card

Convenient and secure access to your home equity line of credit
Available to Wells Fargo home equity line of credit customers, the Enhanced Access® Visa® credit card makes sense for those larger purchases you want to pay off over time. It’s a simple way to access the credit available in your home equity line of credit account, with enhanced security and the same low rate.

 Enhanced Security 

Chip technology helps protect your information against counterfeit fraud by generating a unique security code each time you use it at a chip-enabled terminal.

How it works

Simply make purchases anywhere Visa is accepted — online, over the phone, or at a merchant. You can even get cash from ATMs worldwide, with no cash advance fees like other credit cards.


  • The card offers the same low, variable interest rate as your home equity line of credit account. 
  • You may be able to deduct the interest on card purchases used to improve, buy, or build a home. Consult a tax advisor regarding deductibility.

Peace of mind

  • The latest chip technology makes it extremely difficult for anyone to reuse your information when you use it at a chip-enabled terminal. Learn more about Wells Fargo chip cards.
  • The Visa Warranty Manager automatically extends the manufacturer’s warranty for up to 1 additional year for items with warranties of 3 years or less when purchased with this card.
  • The Zero Liability feature ensures that you are not responsible for unauthorized purchases when you report loss or theft promptly.


There are no additional fees to obtain and use this card.

Request your card today. Call 1-866-439-3557.

Or find a Wells Fargo location 

near you