Wells Fargo provides a variety of programs that may help you with your refinancing goals. Learn about how you can manage your personal finances with the benefits of our FLEX/FIXED® temporary buydown and other programs, or whether you are eligible for the Home Affordable Refinance Program (HARP).
Home Affordable Refinance Program (HARP)
If your mortgage is more than your home is worth, you may not qualify for a traditional refinance even though you're current on payments. But with HARP, you may be able to refinance even if your home's value has declined.
Lender-paid private mortgage insurance (LPMI)
If your loan requires private mortgage insurance, Wells Fargo can build the cost into your interest rate.
Private Mortgage Banking
Enjoy a full range of financial services, including distinctive home financing programs that match your wealth-building strategies.