Wells Fargo provides a variety of programs that may help you purchase a home. Learn about how you can manage your home financing with the Home Asset ManagementSM
Account, the benefits of our PriorityBuyer®
preapproval, and other programs that could help you achieve your homeownership goals.
Home Asset Management Account
This account pairs a first mortgage with a home equity line of credit to give you greater financial flexibility.
A PriorityBuyer preapproval lets sellers and real estate agents know you’re a serious buyer.
Home Equity purchase financing
Wells Fargo provides home equity financing options that you can use when purchasing a vacation home or rental property.
Home OpportunitiesSM program
Get help overcoming obstacles that may be keeping you from buying a home, such as limited funds for a down payment or past credit challenges.
Lender-paid mortgage insurance (LPMI)
If your loan requires mortgage insurance, consider building the cost into your interest rate with LPMI instead of adding it to your monthly payment.
The Home Asset ManagementSM Account is not available in Texas.
A PriorityBuyer® preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
Equal Housing Lender
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.