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Homebuyer’s Insurance

Protect your greatest investment

Insurance is an important part of owning a home, and there are several types available that can help you.
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Types of homebuyer's insurance

There's insurance that's optional, and insurance you're required to get.

  • Mortgage insurance. Usually required if you put less than 20% down, mortgage insurance can help you get a loan with a smaller down payment. It also protects the lender if the borrower defaults on the loan.
    How mortgage insurance works
  • Homeowners insurance. If you have a mortgage, you must have homeowners insurance. Protects from loss due to fire and other disasters.
    How homeowners insurance works
  • Flood insurance. Protects from loss due to flooding caused by weather-related incidents and other natural disasters.
    How flood insurance works

 Did you know? 

Wells Fargo is the nation's leading residential mortgage lender. Our home mortgage consultants have the experience to help you find the loan that's right for you. Learn more