You can count on Wells Fargo Home Mortgage to help you with your mortgage and home equity financing needs.

Wells Fargo home mortgage consultants and private mortgage bankers are committed to providing exceptional service throughout your home financing journey and understand your unique needs.

From the simplest financing arrangements to the most complex, your home mortgage consultant or private mortgage banker can help you explore different ways to help you achieve your home financing goals:

  • Financing for vacation or investment homes
  • A PriorityBuyer® preapproval that shows real estate agents you’re a serious buyer and may give you an advantage over other home shoppers
  • A full range of fixed- and adjustable-rate alternatives available for conventional conforming loans, government loans, and jumbo loans
  • A yourFirst Mortgage® that offers qualified first-time and repeat homebuyers a down payment option as low as 3% on a conventional fixed-rate loan. With a low down payment, mortgage insurance is required and increases loan cost and monthly payment. Talk with a home mortgage consultant or private mortgage banker about loan amount, type of loan, property type, and homebuyer education requirements to ensure eligibility.

Home mortgage consultants or private mortgage bankers can help you explore home equity financing options:

  • Be protected from rising rates with annual and lifetime interest rate caps that limit interest rate increases
  • Lock in the rate with a fixed-rate advance during the draw period
  • Receive potential tax benefits if the home equity financing is used to improve, buy, or build a home. Talk to a tax advisor for details.
  • Potentially qualify for lower pricing based on assets under management with Wells Fargo & Co Relationship

Working with Wells Fargo Home Mortgage has its advantages. Your home mortgage consultant or private mortgage banker can provide information about potential home financing alternatives. 

You may benefit from additional Wells Fargo Home Mortgage programs, such as:

  • A wide range of products to suit your home financing needs
  • Access to specially trained originators who are knowledgeable in the needs of clients with complex income and asset scenarios
  • Potential relationship pricing discount based on your assets under management with Wells Fargo & Co Relationship