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Repair or Maintain Your Home

Explore your loan options

We can help you get started learning about different home loans. Below are a few options you may want to consider based on features that may be important to you. To see additional home loans, visit our Loans & Programs area.
If you're looking for Home Equity Line of Credit Home Equity Line of Credit with Fixed Rate Advance Home Equity Loan Fixed-Rate Mortgages(cash-out refinance) Adjustable- Rate Mortgages (cash-out refinance) Refinance & RenovateSM MortgageProgram
One-time access to available equity without refinancing your first mortgage  Yes   
Ongoing access to available funds to pay for project expensesYesYes    
Lower monthly payments in the loan's early yearsYes   Yes 
Predictable monthly mortgage payments YesYesYes Yes
A refinance option if you have limited equity in your home     Yes
What loan meets my needs?

Answer a few questions to customize and compare rates, payments, and estimated closing costs.
 
For your mortgage needs:
1-866-383-8421
For your home equity needs:
1-888-667-1772

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Private Mortgage Insurance (PMI)

 
Private mortgage insurance (PMI) protects the lender against a loss if a borrower defaults on the loan. It is usually required for loans in which the down payment is less than 20% of the sales price or, in a refinancing, when the amount financed is greater than 80% of the appraised value.
 
 
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Jumbo Loan

 
A loan amount that is higher than the loan limits set by the quasi government-sponsored agencies, Fannie Mae and Freddie Mac. A jumbo loan is also called a non-conforming loan, and usually carries a higher interest rate.
 
 
 
If you are a servicemember on active duty, prior to seeking a refinance of your existing mortgage loan, please consult with your legal advisor regarding the loss of any benefits you are entitled to under the Servicemembers Civil Relief Act or applicable state law.
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