Undergraduate student loans

Cover the cost of your education with a Wells Fargo private student loan

Students make no payments while in school*

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Wells Fargo private student loans may be able to help you pay for your education (minus other financial aid), including all eligible education-related expenses, such as tuition, housing, books, a laptop, lab fees, and more.,

Other benefits include:

  • Students make no payments until 6 months after leaving school.*
  • No application, origination, or early repayment fees.
  • Competitive fixed or variable interest rate options.
  • Reduce your loan cost with our interest rate discounts.
  • To get a special 0.25% Get College ReadySM interest rate discount, apply by June 30, 2016.

Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate.

Learn more about undergraduate student loans for traditional colleges and universities or career and community colleges.

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Or call our toll-free number: 1-888-511-8086

Our Student Loan Consultants are here to help you through the student loan application process, so get started today.


* For Wells Fargo Collegiate® loans and Wells Fargo Student Loans for Career and Community Colleges, students are not required to make payments while in school; repayment begins 6 months after you graduate or leave school. The maximum in-school period is:

  • Four years after the date of first disbursement, if the student attended a 2-year school, or 
  • Seven years after the date of first disbursement if the student attended a 4-year school.

Interest continues to accrue during any deferment periods and is capitalized to the account upon entering repayment.

Graduate student loans

Cover the cost of your education with a Wells Fargo private student loan

Students make no payments while in school*

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A Wells Fargo GraduateSM loan may be able to help you cover the cost of your education (minus other financial aid), including eligible education-related expenses, such as tuition, housing, books, a laptop, lab fees, and more.,

Other benefits include:

  • Students make no payments until 6 months after leaving school.*
  • No application, origination, or early repayment fees.
  • Competitive fixed or variable interest rate options.
  • Reduce your loan cost with our interest rate discounts.
  • To get a special 0.25% Get College ReadySM interest rate discount, apply by June 30, 2016.

Most graduate students can qualify without a cosigner. However, a cosigner could potentially help you get a lower interest rate.

Learn more about Wells Fargo graduate student loan options.

Apply Now

Or call our toll-free number: 1-888-511-8086

Our Student Loan Consultants are here to help you through the student loan application process, so get started today.


* For Wells Fargo graduate student loans, students are not required to make payments while in school; repayment begins 6 months after you graduate or leave school. The maximum in-school period is 5 years after the date of first disbursement. Interest continues to accrue during any deferment periods and is capitalized to the account upon entering repayment.

Medical school loans

Cover the cost of your education with a Wells Fargo private student loan

Students make no payments while in school*

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A Wells Fargo MedCAP® student loan may be able to help you pay for your medical school expenses (minus other financial aid), including eligible medical school-related expenses such as tuition, housing, books, a laptop, lab fees, and more.,

Other benefits include:

  • Students make no payments until 6 months after leaving school.*
  • No application, origination, or early repayment fees.
  • Competitive fixed or variable interest rate options.
  • Reduce your loan cost with our interest rate discounts.
  • To get a special 0.25% Get College ReadySM interest rate discount, apply by June 30, 2016.

Most medical students can qualify without a cosigner. However, a cosigner could potentially help you get a lower interest rate.

Learn more about Wells Fargo education loans for medical school students.

Apply Now

Or call our toll-free number: 1-888-511-8086

Our Student Loan Consultants are here to help you through the student loan application process, so get started today.


* For the MedCAP and MedCAP-XTRA® loans, allopathic and osteopathic medical students have a grace period of 36 months designed for residency completion that may be followed by up to 24 months of internship/residency forbearance, for a total deferment period of up to 60 months after graduation. All other students begin repayment 6 months after leaving school, or 5 to 7 years after the first disbursement date (depending on discipline), whichever comes first. Interest continues to accrue during any deferment periods and is capitalized to the account upon entering repayment.

Student loans for parents

Make college a reality for a student in your life

Help someone you know pay for college with a Wells Fargo private student loan

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Do you want to help a student pay for college? Wells Fargo provides a private student loan option for parents, relatives, or friends. Find out how a Wells Fargo Student Loan for Parents may be able to provide you with benefits such as:

  • Increased control with loan funds sent directly to you.
  • Competitive fixed or variable interest rate options.
  • Reduced loan cost with our interest rate discounts.
  • Options of immediate repayment or interest-only payments for up to 48 months.*
  • Interest that may be tax deductible (consult your tax advisor).
  • To get a special 0.25% Get College ReadySM interest rate discount, apply by June 30, 2016.

Learn more about the Wells Fargo Student Loans for Parents.

Apply Now

Or call our toll-free number: 1-888-511-8086

Our Student Loan Consultants are here to help you through the student loan application process, so get started today.


* The interest-only payment feature of the Wells Fargo Student Loan for Parents allows you to make minimum interest payments for up to 48 months during the repayment period as long as the student beneficiary is enrolled in school at least half-time at the time of your request. Interest-only periods do not need to be consecutive. Enrollment status will be periodically verified during any continuous period of interest-only payments and before any new period of interest-only payments begins. After each interest-only period, full principal-and-interest payments will resume, which could possibly increase the amount of your monthly payment substantially, even if you have a fixed interest rate. Consider making more than the minimum payment during the interest-only period to begin reducing the principal balance.

Consolidate your private student loans

One private student loan. One monthly payment.

Simplify with a Wells Fargo Private ConsolidationSM loan

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Do you want to simplify your student loan payments? With a Wells Fargo Private Consolidation loan, you may be able to combine multiple private student loans into one loan with a single payment, or refinance a single private student loan.

Other benefits include:

  • Potentially lower monthly payment.*
  • Competitive fixed or variable interest rate options.
  • No application, origination, or early repayment fees.
  • Interest rate discounts to reduce your loan cost.
  • To get a special 0.25% Get College ReadySM interest rate discount, apply by June 30, 2016.

*The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan.

Learn more about consolidating or refinancing a private student loan — watch our video.

Apply Now

Or call our toll-free number: 1-888-511-8086

Our Student Loan Consultants are here to help you through the process and determine if you may be able to simplify or lower your monthly payment.