Program description and how it works

The Wells Fargo Rewards Program offers flexibility and choice in the way you redeem your rewards — for all Wells Fargo Visa Signature cards:

  • Wells Fargo Visa Signature® Card 
  • Wells Fargo Cash Back® Visa Signature Card
  • Wells Fargo Home Rebate® Visa Signature Card

Every time you make an eligible purchase with your Wells Fargo Visa Signature Card, you earn rewards currency. You can track your rewards, browse the rewards catalog, and redeem your rewards currency anytime by visiting Just log into the site and use your Wells Fargo Online® user name and password. If you don't have a user name and password, please visit and follow the simple steps to create them. 

The Wells Fargo Rewards® Program. It's simple, flexible, and yours.

Earn more and get discounts

Earn rewards currency and enjoy great discounts simply by using your Wells Fargo Visa Signature Card when you shop online and in store with Earn More Mall® retailers. With over 10,000 popular local, national, and online retailers, the Earn More Mall site gives you access to tons of great new deals and bonus earnings on brand name merchandise all the time. Visit the Earn More Mall site at to find participating retailers. 

How to redeem rewards 

Sign on to to redeem rewards online. Or, call us at the Wells Fargo Rewards Service Center at 1-877-517-1358, 8:00 am — midnight Eastern Time, 7 days a week (excluding major holidays).

Customer Service

For customer service on your Wells Fargo Visa Signature Card, please call us at 1-866-229-6633. We are available 24 hours a day, 7 days a week.