On the phone, online, or on the go, Wells Fargo checking makes it easy to get your banking done.

  • Check account activity, deposit checks, pay bills, transfer funds — even send money — with the Wells Fargo Mobile® app and your smartphone or tablet.
  • Enjoy peace of mind with Zero Liability protection, knowing you will be reimbursed for promptly reported unauthorized card transactions.
  • Access cash at more than 13,000 ATMs.

An Everyday Checking account comes with:

  • Debit Card with chip technology
  • Access to Wells Fargo Online®, the Wells Fargo Mobile app, including Bill Pay
  • Account Alerts

How to avoid the monthly service fee

Avoid the $10 monthly service fee with one of the following each fee period:

  • Ten or more posted debit card purchases or bill payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at the ATM, OR
  • Qualifying direct deposits totaling $500 or more, OR
  • $1,500 minimum daily balance, OR
  • A linked Wells Fargo Campus ATM or Campus Debit Card (for college students), OR
  • The primary account owner is 17 – 24 years old.

Minimum opening deposit

Open with a $25 initial deposit.

Make an appointment with a banker or call 1-800-869-3557.

If you would like to view all of our checking account options or learn more, please visit the checking comparison page.