Here's how to qualify for your bonus:

  1. Open an Everyday Checking account online (from this webpage only) by December 31, 2019.
  2. Make a minimum opening deposit of $25 to fund your account.
  3. Set up direct deposit and receive a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months.

Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after meeting all offer requirements.

This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.

How to avoid the monthly service fee of $10

Open an Everyday Checking account

Our Everyday Checking account comes with innovative features:

  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.

* How to qualify for the $400 checking bonus:

Eligibility Requirements:

  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months

Bonus Requirements:

  • Open a new, eligible consumer checking account online with a minimum opening deposit of $25 by December 31, 2019. All account applications are subject to approval.
  • Within 150 days of account opening, receive a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM.

Bonus Payment:

  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Important Information:

  • Offer expires December 31, 2019.
  • This offer may be limited to participating locations — please refer to the offer communication for additional details.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded