On your phone, online, or on the go, Wells Fargo makes it easier than ever to get your banking done.

  • Check balances, deposit checks, pay bills, transfer funds — even send money — with the Wells Fargo Mobile® app and your smartphone or tablet device.
  • Enjoy peace of mind with Zero Liability protection, knowing you will be reimbursed for promptly reported unauthorized card transactions.
  • Access your money at more than 13,000 ATMs coast to coast.
  • Map your financial plan with our complete range of online tools like My Money Map.

The Wells Fargo Everyday Checking account comes with:

  • Debit Card with chip technology — Use your card to make everyday purchases and pay bills worldwide at participating retailers and service providers — including online or by phone.
  • Account Alerts — Sign up for timely alerts about your account transactions sent right to your email or mobile phone.
  • Optional overdraft protection — Set up overdraft protection to help you avoid overdrafts and returned item fees.

How to avoid the monthly service fee

Avoid the $10 monthly service fee with one of the following each fee period:

  • Ten or more posted debit card purchases or bill payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at the ATM, OR
  • Qualifying direct deposits totaling $500 or more, OR
  • $1,500 minimum daily balance, OR
  • A linked Wells Fargo Campus ATM or Campus Debit Card (for college students), OR
  • The primary account owner is 17 - 24 years old.

Minimum opening deposit

Open with a $25 initial deposit.

Open Everyday Checking Start Now
Make an appointment with a banker or call 1-800-869-3557.

If you would like to view all of our checking account options or learn more, please visit the checking comparison page.