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Roll over to a Destination®  IRA

Are you considering the various options for your retirement plan savings?  What you do can have a substantial impact on your future.

Traditional IRAs are used to roll over balances from 401(k)s, 403(b)s, or 457 plans.

Roth IRAs are used to roll over balances from Roth 401(k)s, Roth 403(b)s, or Roth 457 plans. A Roth IRA would also be used if you want to convert all, or a portion of, your 401(k).

Open a Roth IRA

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When you convert pretax assets from a 401(k) to a Roth IRA, you include the amount converted as ordinary income when filing your taxes. This means you may owe taxes on the converted amount.