At Wells Fargo Advisors, the Full Service Brokerage Individual Retirement Account (IRA) lets you invest with personal guidance from a professional financial advisor - the highest of our three service levels.
Overview
Work with a Wells Fargo Advisors financial advisor who will work with you one-on-one to create personalized strategies driven by your unique retirement goals and needs. Your financial advisor will help you design an overall retirement plan by working with you to clearly define your goals and determine which are most and least important to you. He or she will then help incorporate your IRA, along with your other retirement savings, such as your qualified employer-sponsored retirement plan (QRP), such as a 401(k), 403(b), or governmental 457(b) into your plan.
Types of IRAs
Your financial advisor can help decide which type of IRA is appropriate for you: Traditional IRA, Roth IRA, Savings Incentive Match Plan for Employees (SIMPLE) IRA, or Simplified Employee Pension (SEP) IRA.
Benefits
Professional Advice. Whether you're a new or experienced investor, working with a professional financial advisor can help you stay on track toward your retirement goals, regardless of the changes that occur in your life or what happens with the markets.
Easy Access. Together, you and your financial advisor can decide how you want to stay in contact (phone, email, etc.). In addition, whenever you want a clear view of your finances, you can access your Full Service Brokerage IRA and other Wells Fargo accounts online – all with just one password.
Investment Choices. Wells Fargo Advisors offers a wide range of investment alternatives, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), annuities, advisory accounts, and more for you and your financial advisor to choose from.
Added features
- Insights on a broad range of topics in our online Lifescapes newsletter.
- Access to mutual fund and stock screeners, company snapshots, market commentaries, and reports.
Commissions and fees
Commissions are charged on a per-transaction basis. Advisory account fees are based on the value of account assets. Your financial advisor can provide additional information.
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Mutual funds available without transaction fees may change at any time without notice. Therefore, any mutual funds purchased without a transaction fee may be subject to a transaction fee for subsequent purchases or upon liquidation.
Exchange Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost.
Investment and Insurance Products are: - Not Insured by the FDIC or Any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
SIMPLE IRAs and SEP IRAs are only for employees of businesses that offer one of these types of retirement plans.
Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
WellsTrade® and Intuitive Investor® accounts are offered through WFCS.
Retirement Professionals are registered representatives of and offer brokerage products through Wells Fargo Clearing Services, LLC (WFCS). Discussions with Retirement Professionals may lead to a referral to affiliates including Wells Fargo Bank, N.A. WFCS and its associates may receive a financial or other benefit for this referral. Wells Fargo Bank, N.A. is a banking affiliate of Wells Fargo & Company.