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Open an IRA

The IRA suited to your needs

Whatever your investing style, we have a solution

Whether you're just starting to save for retirement, are well on your way, or considering the various options for the savings you have accumulated in your qualified employer sponsored retirement plan (QRP), such as a 401(k), 403(b), or governmental 457(b), let's talk. A Wells Fargo Advisors Retirement Professional can help you identify the IRA best suited to meet your unique retirement goals.

To get started, fill out the information below, and one of our experienced retirement professionals will contact you.

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By clicking the button below, you expressly agree to being contacted by a Wells Fargo Advisors Retirement Professional at the telephone number you provided above. This express consent overrides any "do not call" restrictions you may have registered for with any state or federal "do not call" list, or any internal Wells Fargo privacy preferences, for this event only.

Please keep in mind that rolling over your QRP assets to an IRA is just one option. You generally have four options for your QRP distribution:

  • Roll over your assets into an Individual Retirement Account (IRA)
  • Leave assets in your former QRP, if plan allows
  • Move assets to your new/existing QRP, if plan allows
  • Take a lump-sum distribution and pay the associated taxes

Each of these options has advantages and disadvantages, and the one that is best depends on your individual circumstances. When considering rolling over your assets from a QRP to an IRA, factors that should be considered and compared between QRPs and IRAs include fees and expenses, services offered, investment options, when you no longer owe the 10% additional tax for early distributions, treatment of employer stock, when required minimum distributions begin, and protection of assets from creditors and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with QRPs. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.