Health Savings Account

Invest in your health, tax-free

A Health Savings Account (HSA) is like an IRA for your healthcare that empowers you to prepare for and manage healthcare costs — both today and tomorrow.

Why choose an HSA

An HSA enables you to pay and save tax-free for qualified medical expenses, now and in the future. 

  • Get triple-tax savings
  • Build a safety net
  • Prepare for retirement

Learn more

Simple to use

Your HSA is easy to use, with tools to access and manage your account at your convenience.

Learn more

Transfer or roll over funds to an HSA

If you have an existing HSA, you can transfer or roll over your funds to a Wells Fargo HSA. 

Learn more

We're here to help Open an HSA
Call us at 1-866-884-7374

See how an HSA works

Learn about the benefits of a Health Savings Account with our HSA tour.

HSA resource center

Our resource center provides valuable tools to help you understand and manage an HSA such as educational webcasts, contribution limits, mutual fund options, qualified medical expenses, tax information, and much more.

Plan for retirement healthcare costs

The average couple retiring today needs $250,000 for medical costs in retirement above what Medicare pays.

Prepare for retirement with an HSA (PDF*)

Take advantage of the triple-tax benefits of HSAs

Contributions are tax-deductible; money withdrawn for qualified medical expenses are tax-free, and there is no tax on interest and investment gains. 

Tax benefits of an HSA (PDF*)