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Wells Fargo Advisors Cash Sweep Rates and Yields

Bank Deposit Sweep

Wells Fargo Advisor Cash Sweep Program allows its brokerage clients to earn a return on uninvested cash balances by automatically “sweeping” cash balances into a sweep vehicle until such balances are invested or otherwise used to satisfy obligations arising in the account. Cash Sweep Vehicle eligibility is based on the type of investment account and nature of account ownership.

Bank Deposit Sweep rates as of 11/13/2018

Household Assets Interest Rate Annual Percentage Yield
$0 - $4,999,999 0.25% 0.25%
$5,000,000 - $9,999,999 0.45% 0.45%
$10,000,000 - $19,999,999 0.65% 0.65%
$20,000,000 - $999,999,999 0.80% 0.80%

Advisory accounts and non-taxable accounts may receive rates higher than the published rates. For current information, please contact your Financial Advisor or log into your Wells Fargo Advisor brokerage accounts and click on Sweep Rates under Fees and Rates in the Customer Service tab.

Cash Sweep - Money Market Funds as of 11/13/2018

For accounts ineligible for the Bank Deposit Sweep (such as government accounts, insurance companies, banks and credit unions), the following sweep option is available:

Fund 7-day current yield 7-day effective yield
Wells Fargo 100% Treasury Money Market - Sweep Class, 1.41% 1.4%

Additional information is contained in the Wells Fargo Advisors Sweep Features Eligibility (PDF) and the Cash Sweep Program Disclosure Statement (PDF).

The money market funds offered in the Cash Sweep Program include those for which an affiliate of Wells Fargo Advisors provides investment management or other services. For historical yield and investment objectives, rate information, current prospectus, or any additional questions please contact Wells Fargo Funds or call 1-800-260-5969.

The Standard Bank Deposit Sweep consists of interest-bearing deposit accounts at two Program Banks affiliated with Wells Fargo Advisors ("Affiliated Banks"). The Expanded Bank Deposit Sweep consists of interest-bearing deposit accounts at up to five banks including affiliated and unaffiliated. The rate of return for the Bank Deposit Sweep will vary over time and may be lower than rates available to clients making deposits directly with Affiliated Banks, or at other banks. The rate of return on the Bank Deposit Sweep will be tiered based upon account type and the overall household value of your account(s) with Wells Fargo Advisors. 

There is no guarantee that the yield on any particular sweep option will remain higher than others over any given period. The rate of return on any sweep vehicle may be lower than that of similar options offered outside of the sweep program. For further information, please see the Wells Fargo Advisors Cash Sweep Program Disclosure Statement (PDF).

The guarantee on U.S. government securities applies only to the underlying securities of the Fund if held to maturity and not to the value of the Fund’s shares.

Yields represent past performance. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance quoted above. Yields will fluctuate as market conditions change.

The 7-Day Current Yield and 7-Day Effective Yield of a fund are calculated in accordance with securities industry regulations and do not include capital gains. The 7-Day Current Yield may differ slightly from the actual distribution rate of a given portfolio because of the exclusion of distributed capital gains, which are non-recurring. The 7-Day Effective Yield assumes reinvestment of dividends for one year.

Mutual funds are sold by prospectus. Before investing, please consider the investment objectives, risks, charges and expenses of the fund carefully. The prospectus, and if available, the summary prospectus, contains this and other information and can be obtained by calling the fund company or your financial advisor. Read the prospectus, and if available, the summary prospectus, carefully before you invest.

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.