Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.
Página principal
Looking for a way to convert your hard-earned assets into a reliable, consistent, and guaranteed income stream when you retire? An annuity with a guaranteed lifetime income can be an important part of your retirement income plan, providing guaranteed income for a specific period of time or the rest of your life. Or, if you’ve maxed out your other tax-advantaged retirement savings options, you might consider the tax-deferred benefits of annuities.
An annuity with guaranteed lifetime income can offer benefits that may not be found in other retirement savings vehicles. It may supply additional security during retirement, dependable supplemental income, inflation protection, and portfolio diversification.
It’s important to understand how annuities work to determine if one is right for you. Among the myths: Annuities are too expensive or they’re only for a certain type of investors. Here are the facts.
You’ll have more questions about guaranteed income benefits, and we’re ready with answers. Check our FAQ first.
Call us 1-866-246-5056
Income annuities may provide you with your highest amount of guaranteed income for life.
Variable annuities with a living benefit rider can give you the flexibility to plan for a set amount of income when you need it.
Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees apply to minimum income from an annuity; they do not guarantee an investment return or the safety of the underlying investment choices.
A Guaranteed Minimum Income Benefit (GMIB) feature is an optional rider on a variable annuity that is available for an additional annual charge against the income base. It generally may only be selected at the time of contract purchase and cannot be changed later. It can usually be exercised only after a waiting period. A GMIB feature is not a cash or account value. Please be advised that depending on the performance of the investment option selected, the contract value at the time of annuitization could be such that the investor would incur a higher expense with the GMIB option without receiving any additional benefit.
Variable annuities are long-term investments appropriate for retirement funding and are subject to market fluctuations and investment risk.
Each annuity feature may incur additional cost.
Withdrawals of earnings are subject to ordinary income tax. In addition, a federal 10% penalty may apply to withdrawals taken prior to age 59½ and surrender charges generally apply.
Fixed annuities may have a higher initial interest rate, which is guaranteed for a limited time period only. At the end of the guarantee period, the contract may renew at a lower rate.
Unlike variable annuities, fixed indexed annuities are typically structured so that they are not securities registered with the SEC. Nor are the sales in indexed annuities regulated by the SEC or FINRA Regulation, Inc.
Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
Retirement Professionals are registered representatives of and offer brokerage products through Wells Fargo Clearing Services, LLC (WFCS). Discussions with Retirement Professionals may lead to a referral to affiliates including Wells Fargo Bank, N.A. WFCS and its associates may receive a financial or other benefit for this referral. Wells Fargo Bank, N.A. is a banking affiliate of Wells Fargo & Company.
Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
CAR-0623-03522
LRC-0623
Sign On 