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Signed Federal Housing Administration (FHA)/ Veterans Administration (VA) Documents

You may be asked to provide a variety of signed FHA/VA documents to show that you’re qualified for the programs, and to verify that you’ve received certain information. Among the documents that may be requested are:

FHA and VA loans

  • A fully executed HUD-92900 addendum
  • A 1003 loan application and addenda, pages 2 and 4
  • Completed homebuyer education certification
  • An interest-rate disclosure (included in HUD-92900)

VA loans only

  • A counseling checklist for military homebuyers
  • Discharge paper issued by a branch of the Armed Services
  • Verification of VA benefits (to determine eligibility and VA Funding Fee exemption status)
  • VA Certificate of Eligibility (COE) verifying the maximum entitlement available to the veteran for VA home loan programs
  • VA questionnaire form
  • Interest rate reduction refinance agreement


Be sure to sign all documents.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.