Requests for signed FHA/VA documents are made to validate particulars of the customer’s qualifications, as well as to verify receipt of certain information. Document requests may include, but are not limited to:
- A fully executed HUD-92900 addendum A 1003 loan application and addenda, pages 2 and 4
- Certification that homebuyer education has been completed an interest-rate disclosure (included in Important Notice to Homebuyers in HUD-92900)
- A counseling checklist for military homebuyers Discharge paper issued by a branch of the Armed Services
- Verification of VA benefits (required to determine, establish, or verify a customer’s eligibility for VA Loan Guaranty Benefits and to determine if he or she is exempt from paying the VA Funding Fee. Title 38, United States Code, allows us to ask for this information.)
- VA certificate of eligibility (A Certificate of Eligibility [COE] is a form issued by the VA stating the maximum entitlement available to the veteran for VA home loan programs. Eligibility is established on the basis of a Certificate of Eligibility (COE). The COE has been enhanced to include the veteran’s funding fee exemption status and veteran’s service connected disability income, if applicable. The COE must be carefully reviewed to ensure that any additional requirements are satisfied, for example, Conditions field of the COE. The COE may be obtained on-line or manually.)
- VA questionnaire form
Avoid delays in processing your loan
For all documents:
- Make sure the copies you send are legible.
- Do not include documents that have been altered with correction fluid or by other means.
- Submit the entire requested document and include all pages (even blank ones).
For this document:
- Verify that you are sending signed documents.