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Trust Agreement

A trust agreement allows you to transfer assets to another person.

If a trust account, living (inter-vivos) trust, or land trust (Illinois only) is being used in a loan transaction, you may be asked to provide legal documents to verify assets, income, or title to the property, including:

  • Trustee’s statement verifying terms of trust and access by you
  • Additional riders and assignment documents (at closing, for land trusts)


The term of the trust agreement will last at least as long as the term of the security instrument.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.