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Signed Documents

You may be asked throughout the loan process to sign documents verifying receipt of information or explanations of special situations.

Examples of documents you may be asked to sign


  • California escrow agreement
  • Disclosures


  • Executed note for second mortgage
  • Letter of explanation for cash out, credit delinquencies, credit inquiries, or other transactions
  • Letter of intent to occupy (some states have specific requirements for FHA loans)
  • Notice of special flood hazard


  • Statement of occupancy
  • Voluntary escrow payment designation form
  • Written request to rescind (cancel) or waive rescission period

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.