Verifies employment income. We will tell you how many pay stubs are needed to confirm your income and if IRS W-2 forms or other documentation also are required.
You may be asked to send us a copy of any new pay stubs you receive while your application is being processed so that we have the most up-to-date information.
Online pay stubs need to be signed by your employer’s representative. We may also ask for IRS W-2 forms from the previous 2 years.
If your income is seasonal, you may be asked to provide:
- 2 most recent federal tax returns
- Year-to-date pay stub or salary voucher showing at least 1 month’s income
- W-2s
If you’re self-employed, you may be asked to provide:
- Most recent federal tax returns
- W-2s or most recent pay stubs, if applicable
- Corporate tax returns (IRS Form 1120) for requested years
Tips for a smoother application process
- Make sure documents are clear and legible.
- Don't alter any pages (no strikethroughs, cross-outs, etc.).
- Send all pages, even the blank ones.
