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Loan Estimate

Provides an estimate of closing costs and fees, and spells out the terms of the mortgage.

We must provide you with a Loan Estimate within 3 business days of a mortgage application. If an allowed change to the costs or terms of the loan occurs, a revised form may be sent.

You may be asked to sign and return the loan estimate to confirm receipt.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.