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Lease or Rental Agreement

Contract that provides information about the payment and terms for renting a property.

You may be asked to provide a copy of a rental agreement for property if the income is used to qualify for a loan.

Additional verification may include:

  • Receipt of the tenant’s security deposit and verification of the deposit into your account
  • 2 months of bank statements showing rental income deposits
  • Most recent tax return with Schedule E if you’ve owned the property for 12 months or more

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.