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IRS Form 1065 (U.S. Return of Partnership Income)

Provides information about income from a business partnership.

You may be asked to provide this form if you have a business partnership and you’re using income from it to qualify for a loan.

A partnership is:

  • A business where 2 or more people share responsibilities and profits
  • Based on a legal contract detailing the terms of the shared responsibilities and benefits

A partnership can be a:

  • General partnership: Each partner is personally liable for the total debts of the business
  • Limited partnership: Each partner is liable only for as much as he or she invested in the business


  • Send returns from all years requested (last 2 years, etc.).
  • Make sure information on forms matches your tax returns.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.