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Homeowners Association (HOA) Documentation

Specifies the rights and agreements of homeowners of single-family homes, condominiums, or cooperative apartments within a homeowners association.

You may be asked to provide the following as proof of coverage, conditions, or restrictions:

  • Hazard insurance coverage
  • HOA covenants, conditions, and restrictions
  • HOA master insurance policy naming HOA as insured and showing all endorsements and coverages on new construction or conversion projects
  • Wind-damage insurance declaration page
  • HOA letter addressing first right of refusal, which gives the HOA the right to buy a unit by matching the price and terms of a buyer’s offer

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.