Specifies the rights and agreements of homeowners of single-family homes, condominiums, or cooperative apartments within a homeowners association.
You may be asked to provide the following as proof of coverage, conditions, or restrictions:
- Hazard insurance coverage
- HOA covenants, conditions, and restrictions
- HOA master insurance policy naming HOA as insured and showing all endorsements and coverages on new construction or conversion projects
- Wind-damage insurance declaration page
- HOA letter addressing first right of refusal, which gives the HOA the right to buy a unit by matching the price and terms of a buyer’s offer
Tips for a smoother application process
- Make sure documents are clear and legible.
- Don't alter any pages (no strikethroughs, cross-outs, etc.).
- Send all pages, even the blank ones.