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Homeowners Association (HOA) Documentation

Requests for HOA documents are made to determine rights and agreements that affect the customer as the holder of a single-family home, condominium, or cooperative apartment within the development. Document requests may include, but are not limited to:

  • Evidence of hazard insurance
  • HOA covenants, conditions, and restrictions
  • For new construction or conversion, a copy of master HOA insurance policy naming HOA as insured, including all endorsements and evidence of hazard, liability, fidelity coverage and flood, if applicable
  • Wind-damage insurance declaration page
  • Letter from HOA addressing first right of refusal

Avoid delays in processing your loan

For all documents:

  • Make sure the copies you send are legible.
  • Do not include documents that have been altered with correction fluid or by other means.
  • Submit the entire requested document and include all pages (even blank ones).