Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Hardship Letter

A hardship letter should clearly describe the reason you are having trouble paying your mortgage, such as:

  • Illness
  • Job loss
  • Reduced income
  • Overextended use of credit
  • Reduced income

It should also include:

  • Any steps you have taken to avoid defaulting on your loan, such as cutting expenses or using savings
  • What you would like, such as a lower interest rate or reduced principal

Avoid delays in processing your application

For all documents:

  • Make sure the copies you send are legible.
  • Do not include documents that have been altered with correction fluid or by other means.
  • Submit the entire requested document and include all pages (even blank ones).