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Gift Funds (Gift Letter)

Money given to you that doesn’t need to be repaid.

If you’re receiving gift funds to make a purchase, we will need to verify the funds are coming from an appropriate source — such as a relative, fiancé or fiancée, or a domestic partner — and in an appropriate manner.

Each gift requires a separate letter signed by you and the donor that provides all of the following:

  • Donor’s phone number, including area code, and name and mailing address, including the street, city, state, and ZIP code
  • Gift amount and verification of the gift funds transfer
  • Recipient (must be you) and your relationship to the donor
  • Address of property being purchased, including the street, city, state, and ZIP code
  • Location of funds, either your or donor’s account; depository name, address, and account number

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.