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Contract for Deed

An alternative financing agreement in which the seller finances the property instead of a lender. Sometimes called an installment land contract.

You may be asked to provide this document to verify the payoff of a land-related purchase as well as the amount paid.

Other documents you may be asked to provide:

  • A purchase contract or construction statement (cost breakdown) signed by you and the builder
  • A copy of the recorded deed with the date of filing
  • A copy of the lot purchase agreement
  • An owner's title policy
  • A settlement statement or closing disclosure

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.