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Credit Report Inconsistencies

Differences between information you provided on a loan application and the information showing on your credit report.

You may need to provide a signed, written explanation if any inconsistencies exist.  In some instances, you may also be asked to update or correct the information with the appropriate credit agency to qualify for the loan.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.