Canceled Checks

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Canceled Checks

Checks that have been paid by the bank they are drawn on. After the money is deducted from your checking account, the bank will cancel the check, so it can no longer be used.

You may be asked to provide copies of canceled checks to prove payments for divorce settlement, child support, or other required expenses. You may also be asked to obtain copies of canceled checks from other people that show how much they paid to you for these expenses.

Reminder

  • Submit consecutive canceled checks for the required period (6 months, 1 year, etc.).
  • Make sure they show the mortgage servicer or holder as payee.
  • Check that they’re endorsed for deposit and dated by mortgage servicer or holder.

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.