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Bankruptcy

Legal status of a person who cannot repay his or her creditors.

You may have to provide bankruptcy documents to show that the bankruptcy judgment terms have been satisfied, such as:

  • Court approval
  • Evidence of dismissal
  • Reaffirmation of mortgage agreement
  • Bankruptcy discharge papers, including all schedules
  • Approval from bankruptcy court to borrow or enter into a mortgage or pay off chapter 13 bankruptcy debts

Tips for a smoother application process

  • Make sure documents are clear and legible.
  • Don't alter any pages (no strikethroughs, cross-outs, etc.).
  • Send all pages, even the blank ones.