An authorization for payoff or line-of-credit freeze letter is a signed form that gives Wells Fargo permission to request payoff information on an account from a lender. If an application process requires payoff of a mortgage loan, home equity loan, or line of credit, a customer may be asked to sign an authorization for payoff or line-of-credit freeze letter. The action will freeze the account so that an accurate payoff can be made at closing.
Avoid delays in processing your loan
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