Yes, you can choose to buy down, or lower, your interest rate.
For home equity loans and lines of credit, you can lower the interest rate by 0.25% by paying a one time fee of 1% of your opening balance amount. The maximum buy down amount is 3% of your opening balance for a 0.75% loan rate discount for home equity loans and lines of credit. Rate buy down is not available in all states or for all home equity products.
For both loans and lines of credit you may also be eligible for a relationship discount
or an automatic payment discount if you sign up before origination.