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Retirement Planning for All Ages

Take control of your retirement

No matter where you are now, we can provide the information and guidance you seek.

Building Your Retirement Savings

Learn how to build savings and establish financial stability early in life.

Nearing Retirement

Find the resources to continue building savings and prepare for retirement.

Living In Retirement

See how you can live in retirement by managing your money effectively.

IRA Center

We offer a full range of retirement strategies and guidance to help you meet your needs and retirement goals.

401(k) Rollover Center

Tired of keeping track of multiple retirement accounts? Learn how an IRA rollover can help.

Annuities Center

With an annuity, you protect your retirement savings and create an income stream you can count on.

Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan.  Each of the following options is different and may have distinct advantages and disadvantages.

  1. Roll assets to an IRA
  2. Leave assets in your former employer’s plan, if plan allows
  3. Move assets to your new/existing employer’s plan, if plan allows
  4. Cash out or take a lump sum distribution

When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free withdrawals are available, treatment of employer stock, when required minimum distribution begin and protection of assets from creditors and bankruptcy.  Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.