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Rising Interest Rates and Credit

Manage your credit as interest rates rise

Fed rate hikes and your credit

After many years at historic lows, interest rates are on the rise. Learn more about how interest rates work and why the increase may impact credit accounts.

What happens when the Fed raises rates?

Rate hike impact on revolving credit

Find out what you may want to do to minimize your costs.

Managing revolving credit accounts

How to prepare for interest rate hikes

Evaluate your current credit accounts—and know what to look for when you’re considering new credit.

Rising rates and your credit accounts

Managing your home equity line of credit

Learn how a home equity line of credit may provide flexibility, even as rates rise.

Options to aid you when rates are rising

 Need help? 

If you’re facing financial challenges, don’t wait — lenders want to work with you.  Visit Wells Fargo Assist, or the National Foundation for Credit Counseling for help.