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Manage Your Debt

Take control of your debt to help accomplish your goals

Consolidate my debt

Learn how consolidating multiple credit accounts into one new loan may help you lower your overall monthly expenses.

Consolidate My Debt


Pay off debt faster

You can also manage your debt by paying it down faster. You can save on interest over time and on the total cost of borrowing, and begin paving the way for the future.

Pay Off Debt Faster


Lower your monthly payments

Access more cash each month by lowering the rate of your loan, consolidating multiple loans, or extending the length of your loan.

Lower Your Monthly Payments


Manage payment difficulties

Learn what you can do if you are having trouble making your monthly payments.

Difficulty Making Payments


Tips for managing debt

Establish strategies to manage your current debt more effectively, so you can stay on top of your finances and reach your goals faster.

Tips for Managing Debt

 Need help? 

Contact the National Foundation for Credit Counseling (NFCC) in person, online, or by phone for in-depth, personalized financial counseling and education.