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When Your Child Is Age 5-12

Wells Fargo can help you prepare now for your child's future. As you’re early in the education process, take this time to continue planning for their financial future - it can make a big difference later. See our suggestions below for children between the ages 5 to 12 years old.

For additional guidance, feel free to contact a Wells Fargo Banker and they will be happy to assist you.

Financial needs and actions to take

  • Introduce your child to saving by setting aside money for what’s important to them
  • Help your child open a savings account
  • Establish or adjust an education savings plan to meet your savings goals
  • Review your life insurance to make sure your coverage meets your family’s changing needs

Products and services to consider

Put your plan into action with these resources:


Education savings and funding

Money management tools and accounts

  • The Hands on Banking® financial education program with a session designed just for children ages 9-12
  • Open a Wells Fargo savings account, with waived monthly service fee for your child. Parents can sign-up for no charge convenient Online Statements. It’s easy to do at any Wells Fargo banking location or at Wells Fargo Online®.
  • Junior Agent® Saver Club designed to help kids ages 5-12 learn the basics of savings
  • Free online transfers between Wells Fargo accounts. Transfer your child's allowance, gifts, and money from odd jobs by creating a savings matching program.