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When Your Child Is Age 13-17

Wells Fargo can help you prepare now for your child's future. It's never too late to begin, and taking specific steps today will make a big difference later. See our suggestions below if your child is between 13 and 17 years old.

For additional guidance, feel free to contact a Wells Fargo Banker and they will be happy to assist you.

Financial needs and actions to take

  • Enhance your teen’s financial education by introducing him/her to money management, budgeting and credit
  • Talk to your teen about their education and career choices. Review your education savings plan to make sure you are on track
  • If your teen is planning on college, gather grant and scholarship information
  • Review your life insurance to make sure your coverage meets your family’s changing needs

Put your plan into action with these resources:


Education savings accounts and funding tools

Tax-advantaged Education Savings (ESA), including FDIC-insured ESAs

Tax-advantaged 529 College Savings Plans,

Online Scholarship Search

CollegeSTEPS® Program

Learn More about Education Funding opportunities

Money management education accounts and services

  • Wells Fargo® savings account with waived monthly service fee,
    • Parents can signup for no charge convenient Online Statements which can be used as an education tool
    • Can be linked to Teen Checking℠ account to provide optional Overdraft Protection
  • Teen Checking℠ account,
    • Wells Fargo® Debit Card – withdraw cash at any ATM, make deposits at any Wells Fargo ATM, and make purchases worldwide at participating retailers and service providers
  • Wells Fargo Online® Banking
    • Monitor account activity
    • Free Online Statements
    • Electronic Account Alerts you set up sent via – email or text message
    • Free online transfers between Wells Fargo accounts. Transfer your child's allowance, create a savings matching program, and much more
  • Wells Fargo Mobile® Banking – receive account activity information on your cell phone or mobile device

Money management tools and accounts