Transcript: Banking Tips for Your Next Trip
Whether traveling locally or abroad, the last thing you want to encounter is problems with your credit, debit, or prepaid cards. So before you head out of town, here are three simple tips to help you avoid a situation like this.
Tip number one: Notify us of your travel plans. Before you leave, be sure to let us know when and where you're traveling and which Wells Fargo cards you'll be taking with you. This helps us protect your account, monitor your card activity or card transactions and prevent unnecessary interruption during your trip. You can easily notify us of travel plans through our mobile app, online or by calling the number located on the back of your card.
Tip number two: Know your limits. Before taking off, make sure to check your daily ATM cash withdrawal and purchase limits for your debit or prepaid cards as well as the available credit on your credit card. This will help you access the money you need and avoid hiccups. To check your limits, call the number on the back of your card. If your limits aren't what you need, you can request a change and we'll check if they can be increased.
Tip number three: Use cards with chip technology. Cards with chip technology provide added security because they are extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM. You may need to use your PIN for some transactions. Also, chip technology is becoming more common and is already the standard in other countries. Even if the merchants or ATMs don't have chip-enabled terminals, you can still use the magnetic strip to swipe your card. If you don't already have a card with chip technology, you can call the number on the back of your card, or speak with a banker at your local Wells Fargo to request one before you travel.
Remember, if you're planning on traveling locally or abroad it's important to notify us of your travel plans before you leave, understand your daily ATM withdrawal and purchase limits and available credit and to use cards with chip technology. This will help make sure that your trip goes smoothly. Have more questions about this? Or any other banking topics? Stop by your local Wells Fargo for a conversation with your neighborhood banker.