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Wells Fargo's eight Healthy Financial Habits provide a set of easy-to-follow guidelines, along with simple steps on how to get started on your journey to better financial health.
Pay yourself first
Set aside some income for savings — about 5 – 10%.
Track your spending
Make sure you know where your money is going every month.
Create a safety net
Build up emergency savings to cover 3 – 6 months’ worth of expenses.
Pay down high-interest-rate debt
Spend less on interest by paying down the debt that costs you the most.
Pay on time, every time
Improve and maintain your credit score by paying your bills on time.
Know where your credit stands
Check your credit report annually to make sure it’s accurate.
Review your insurance annually
Protect what counts by checking your insurance coverage every year.
Save for retirement
Save early to benefit from compounding interest.
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